TERMS OF USE
Thank you for visiting the Athora Holding Ltd. website (the “Site”).
PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE REVIEWING THE CONTENT OF THE SITE. By using the Site, you acknowledge that you have read these terms and conditions of use and you agree to be bound by them without limitation or qualification. If you do not agree to these terms and conditions of use, you do not have our consent and should exit the Site immediately. Athora Holding Ltd. (individually and collectively with its subsidiaries, “Athora”, “us”, “we” or “our”) reserves the right, at our discretion, to change, modify, add or remove portions of these terms at any time. Therefore, we suggest that you review these terms periodically for changes. By using our Site after we have posted changes to these terms and conditions of use, you are agreeing to be bound by these terms as amended.
DISCLAIMER
This website presents general information regarding Athora and is not intended and does not constitute an offer to solicit business, and does not contain a complete description of any reinsurance product which may be offered for sale by Athora. Nothing contained in the Site constitutes regulatory, investment, legal or tax advice. Neither the information, nor any opinion contained in the Site constitutes a solicitation or offer by Athora or any of its affiliates to engage in reinsurance or any other transactions. The materials in the Site are provided “as is” and without warranties of any kind (either express or implied). To the fullest extent permissible pursuant to applicable law, Athora and its affiliates disclaim any and all warranties, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose and non-infringement, and any such warranties or conditions arising by statute or otherwise in law or from a course of dealing or usage of trade.
RESTRICTIONS ON USE OF MATERIALS
This Site, and the information, materials, and content including, without limitation, images, illustrations, designs, icons, photographs, video clips, and written and other materials, that are part of the Site are copyrights, trademarks, service marks, trade names, trade dress and/or other intellectual property owned, controlled or licensed by Athora or its affiliates. No material from the Site may be copied, reproduced, republished, uploaded, posted, transmitted or distributed in any way; provided, however, that you may download, where specifically permitted, one copy of the materials on any single computer for your personal, non-commercial use only, provided you keep intact and properly display all copyright and other proprietary notices. You may not distribute, modify, transmit, reuse, repost, or use the content of the Site, including, without limitation, any text, images, audio and video, for public or commercial purposes without Athora’s written permission, and doing so will violate the copyright and/or intellectual property rights of Athora and may violate copyright and other intellectual property laws.
TERMINATION
These terms are effective until terminated by Athora, provided that you may terminate these terms at any time only by destroying all information and materials obtained by you or on your behalf from the Site and all related documentation and all copies and installations thereof, whether made under these terms or otherwise. Such termination by you will not be effective if Athora, in its sole discretion and without notice to you or otherwise, determines that you have failed to comply with any term or provision of these terms. Upon any termination of these terms, you must destroy all information and materials obtained by you or on your behalf from the Site and all copies and installations thereof, whether made under the terms of these terms or otherwise.
LIMITATION OF LIABILITY
To the fullest extent permitted by applicable law, Athora and its affiliates expressly disclaim any and all liability whatsoever in respect of the Site and the information contained herein, including without limitation, for errors and omissions in any information or materials, and for any use or interpretation by others of any information or materials, contained in or accessible through the Site. To the fullest extent permitted by applicable law, under no circumstances, including, but not limited to, negligence, shall Athora or any of its affiliates be liable in any respect whatsoever for any special or consequential damages that result from any use of, or any inability to use the Site and/or the information, materials and other content in or accessible through the Site, even if Athora or an authorised representative has been advised of the possibility of such damages. Without limiting, and in addition to the foregoing, in no event shall the total liability (if any) of Athora and its affiliates, individually and in the aggregate, to you for all damages, losses, and causes of action (whether in contract, tort (including, but not limited to, negligence), or otherwise) exceed in the aggregate the amount paid by you to Athora, if any, for accessing the Site.
LINKS TO OTHER WEB SITES AND SERVICES
None of Athora or its affiliates reviews or monitors any websites linked from or to the Site and none of them is or will be responsible for the content of any such linked websites. Your following links from or to such websites is at your sole risk. Accordingly, Athora and its affiliates cannot be held, and you hereby agree by using this Site that you will not hold Athora or its affiliates responsible for, the information, materials, products or services obtained on or from such other websites, nor will any of Athora or its affiliates be liable in any respect whatsoever for any damages arising from your access to such websites. Any links from or to other websites are provided merely for the convenience of the users of the Site and the inclusion of these links does not imply an endorsement, representation or warranty by Athora or any of its affiliates with respect to any such linked websites or the content, products or services contained or accessible through, or the operators of, such websites. In addition, you agree not to link any of your websites or any third-party website to the Site without the express prior written consent of Athora. Athora reserves the right, at any time, for any reason not prohibited by law, to deny permission to anyone to link a website from or to the Site.
WAIVER
No waiver by Athora or any of its affiliates of any right under or term or provision of these terms and conditions will be deemed a waiver of any other right, term or provision of these terms and conditions at that time or a waiver of that or any other right, term or provision of these terms and conditions at any other time.